Off topic but if you can find an account offering 4.5% at the moment without any special terms then you must be riding Aladin's carpet around town. Not to mention once you take inflation away your real interest is more like anything between 1.5-2.5% at the moment, possibly less.

It sounds silly but if someone can even produce 0.5% a day on a bank consistently in this game they should be happy. Many think these gains sound tiny and are worthless, but in retrospect when bank accounts are doing 3% and shares are volatile but yielding 5-6% and your managing 0.5% on a bankroll compounding i know what i'd rather have.

Thats why I aspire to have even one profitable system that could achieve this over an extended period of time, because everyone can generate 3% on a bank account or 5-6% on shares but how many can generate 0.5% a day or even 1% a week on a bankroll by betting - not many.